Baby Cost Calculator

Estimate your first-year baby costs across three budget levels. Toggle formula feeding and daycare to customize.

Budget level

Estimated first-year cost (Mid-Range)

$4,995

One-time: $3,915Monthly: $90/mo

🏠 Nursery & Gear

$1,280
Crib + mattress$350
Car seat (infant)$200
Stroller$300
Baby monitor$100
Changing table/pad$80
Rocking chair/glider$250

🍼 Feeding

$305
Breast pump (if not covered by insurance)$100
Bottles + nipples (set)$40
Nursing pillow$40
Burp cloths, bibs$25
High chair (6 months+)$100

🧷 Diapers & Toiletries

$1,200
Diapers (per month)$70/mo
Wipes (per month)$20/mo
Diaper bag$60
Baby bathtub$30
Baby soap, lotion, diaper cream$30

👕 Clothing

$375
Newborn wardrobe (onesies, sleepers, outfits)$150
3–6 month wardrobe$150
Swaddles & sleep sacks$50
Socks, hats, mittens$25

🩺 Health & Safety

$1,835
Pediatrician visits (first year, after insurance)$200
Baby-proofing supplies$80
Thermometer$25
Nasal aspirator, medicine kit$30
Health insurance premium increase (annual)$1,500

💡 Ways to save: Buy secondhand gear (except car seats), accept hand-me-downs, use cloth diapers ($300–500 total vs. $840+/year disposable), breastfeed if possible (saves $1,200–3,000/year on formula), and register for big-ticket items as group gifts.

Estimates based on U.S. averages (USDA, BabyCenter Cost Calculator). Actual costs vary by location, choices, and insurance coverage.